What business can I start online at 40 like young people do

Can someone at age 40 work online and make money? Yes, a person of 40 years can definitely work online. Age is not a barrier to working online. Many opportunities, such as remote jobs, freelance work, online businesses, and digital skills development, are accessible to people of all ages. Your ability to work online depends more on your skills, experience, and willingness to adapt to digital tools and platforms rather than your age.

Starting an online business at the age of 40 is a promising venture, and you can certainly make money like younger entrepreneurs. I know many people around this age might probably be wondering how possible it is to start working online at age 40 and still make money like young people do.

Skills to have before working online at age 40.

Starting to work online at age 40 can be a great opportunity. Here are some skills that can be valuable:

1. Digital Literacy: Familiarize yourself with basic computer skills, internet usage, and software like email, word processing, and web browsers. Digital literacy is one important aspect of the most demanding skills that can pay you to work online.

2. Communication Skills: Effective written and verbal communication is essential for online work, whether it's in emails, video calls, or chat messages. You must learn how to communicate effectively and write well and this can be achieved online

3. Time Management: Learn to manage your time efficiently, as online work often requires self-discipline and organization. Sometimes it can be boring and uninteresting but you must be encouraged and dedicated to work online even if you are 40 years or above.

4. Problem-Solving: Develop critical thinking and problem-solving skills to navigate online challenges and find solutions independently. Ability to solve problem is one of the ways to get paid online. Just like any other business, the concept of demand and supply is the key.

5. Adaptability: Be open to learning new tools and technologies, as the online landscape evolves quickly.

6. Basic Tech Skills: Familiarize yourself with common online tools and platforms relevant to your field, such as project management software or industry-specific software.

7. Cybersecurity Awareness: Learn about online security, including how to protect your personal information and identify potential online threats.

8. Remote Collaboration: Understand how to collaborate effectively with remote teams and use tools like video conferencing and file sharing.

9. Networking: Build an online professional network through social media platforms like LinkedIn to expand your opportunities.

10. Self-Motivation: Online work often requires self-motivation and discipline, so develop the ability to stay focused and meet deadlines.

Remember that it's never too late to acquire these skills. You can find online courses, tutorials, and resources to help you develop them and thrive in the online work environment.

We will explore various online business ideas tailored to your experience and interests, along with key strategies for success.

E-commerce Store:Launch an e-commerce store selling niche products or unique handcrafted items.Use platforms like Shopify, WooCommerce, or Etsy to set up your online shop. Leverage your age and experience for quality customer service, trust, and reliability.

Consulting or Coaching:Share your expertise through online coaching or consulting in your field.

Offer guidance, mentorship, and problem-solving services to clients.Use platforms like Zoom, Skype, or even pre-recorded video courses.

Blogging and Content Creation:Start a blog or vlog on topics you're passionate about or knowledgeable in at any age even age 40 isn't a limitation

Monetize through affiliate marketing, sponsored content, and ads.Consistency and quality content are key to attracting an audience.

YouTube: At 40 years old.or above,YouTube is part of content creation where you make long or short videos based on what you like, what you enjoy or base on your area of expertise for entertainment purposes or research purposes where people get to learn from you through some of your videos. You do this for while and get your videos monetized to start making money from ads displayed on your videos when your channel reach 1k subscribers and almost 4000 watch hours.

Freelancing:Offer your skills as a freelancer, such as writing, design, or programming.Platforms like Upwork and Fiverr can connect you with clients globally.Build a portfolio and positive reviews to boost your credibility.

Online Courses:Create and sell online courses on platforms like Udemy or Teachable.Share your expertise in areas like cooking, fitness, business, or personal development.Marketing and testimonials will help you gain traction.

Affiliate Marketing:Promote products or services through affiliate links on your website or social media.Earn commissions for each sale generated through your referral. Choose products relevant to your audience.

Dropshipping:Run an e-commerce store without holding inventory.Partner with suppliers who handle shipping directly to customers.
Focus on marketing, customer service, and niche selection.

Social Media Management:Utilize your age as an advantage in understanding social trends.Manage social media accounts for businesses looking to increase their online presence.
Showcase your ability to create engaging content and grow followers.

Podcasting:Start a podcast discussing topics of interest or expertise.Monetize through sponsorships, ads, or Patreon subscriptions.Engage with your audience through interviews and discussions.

Virtual Assistant:Offer administrative, organizational, or technical support services.Help businesses and entrepreneurs manage their tasks remotely.Highlight your attention to detail and problem-solving skills.

Online Reselling:Source products from thrift stores, garage sales, or online marketplaces.Resell them at a profit on platforms like eBay or Amazon.Learn to identify valuable items and market effectively.

Health and Wellness Coaching:Share your knowledge about health, fitness, or nutrition.Offer personalized coaching sessions to clients seeking a healthier lifestyle.Showcase your own journey and results as proof of your expertise.

Dropship Print on Demand:Create custom designs for apparel, accessories, or home decor.Partner with print-on-demand companies to produce and ship products.Use social media and online marketplaces to reach customers. In

Digital Marketing Agency:Leverage your experience to provide digital marketing services.Offer SEO, social media management, email marketing, and content creation.Build a strong online presence for your agency.

Subscription Box Service:Curate and sell subscription boxes based on specific themes or interests.Utilize platforms like Cratejoy to set up your subscription service.Focus on delivering unique and high-quality products.

Key Strategies for Success:Continuous Learning: Stay updated with the latest trends and technologies in your chosen field.

Networking: Connect with other entrepreneurs, join online communities, and attend virtual events.Branding: Create a strong online brand identity through consistent visuals and messaging.

Customer Focus: Prioritize exceptional customer service to build trust and loyalty.Digital Marketing: Invest in effective online marketing strategies like SEO, social media, and email marketing.

Adaptability: Be open to pivoting and adjusting your business model as needed.Time Management: Balance work, personal life, and self-care to avoid burnout.

In conclusion, age should not be a barrier to your success in the online business world. Your life experience can be an asset, providing a unique perspective and valuable skills. Choose a business idea that aligns with your passions and strengths, and with dedication, persistence, and a willingness to adapt, you can certainly make money online like younger entrepreneurs.

Is Okash loan Registered and Approved by the CBN?

Is Okash loan app legitimate and registered by the CBN? I choose to write on Okash loan app because several individuals have inquired about its CBN approval. We'll address this question shortly, along with additional details supporting our conclusion and we will all learn from this.

Okash loan is a widely utilized loan app available on the Google Play Store. As of my last update, okash loan continues to provide loans to users. The app facilitates instant loans without collateral or guarantors, utilizing a tracking system from the moment you apply.

Is Okash loan app legitimate and registered by the CBN? Upon checking the CBN website for approved loan apps, Okash loan is not listed among the approved apps, indicating its lack of legitimacy. Due to this, I can tell people to apply in using the app, considering the sensitivity of the information you share with them.

Does Okash loan app engage in defamation? As an unregistered and unapproved entity, okash loan may resort to defaming individuals by sending messages and contacting your contact list if loan payments are not met promptly. It's advisable to borrow small amounts to avoid potential harassment.

Does okash send messages to WhatsApp contacts? Yes, okash sends messages to friends, family, colleagues, and employers in case of payment defaults or delays.

Reasons why Okash is not legit and not approved by the CBN:

1. 7 days loan offer: Okash offer 7-day loan repayment plan raises red flags, as legitimate loan apps typically offer more reasonable repayment periods. Any loan app that offer a 7 loan repayment period is not really legit.

2. No physical office: The absence of a physical office for customer complaints suggests that Okash may not be operating legitimately. People need evidence of a having a physical office asa proof.

3. No license: Okash lacks approval from the CBN, evident in the absence of a displayed license on their site or app, unlike legitimate apps such as Renmoney or Fairmoney.

4. Calling of contacts: Okash engages in contacting and sending messages to your contacts, potentially causing reputational damage.

5. Customer care: Poor customer care services, with difficulties in reaching agents, further indicate the app's lack of legitimacy.

6. Auto debit or deduction: Okash may auto debit or deduct funds, and issues may arise, as reported by users who faced challenges in resolving overcharges.

7. Harassment: High levels of harassment, including insults and frequent calls, are associated with Okash, even after partial repayment.

8. High interest rate: Okash imposes a high-interest rate, doubling the borrowed amount, adding financial strain.

In conclusion, the collective evidence suggests that Okash loan app lacks approval or registration by the CBN, emphasizing the need for caution due to high interest rates and potential issues. Use the app at your own risk.

Is GGmoney loan app Approved and Registered by the CBN?

Is GGmoney loan app legit and registered by the CBN? I decided to write on GGmoney loan app due to the fact that I have seen two or three person's ask me about ggmoney loan if they are approved by the CBN? We will definitely provide answer to this question below in the next paragraph but few other information will aslo be added so you get convinced on how we were able to arrive at that.

GGmoney loan is one of the wisely used loan app downloaded from the Google play store and I am writing this post update, ggmoney loan is still on playstore giving out loans to people who seek. Mind you loan app give instant loan without collateral or guarantors but they have a way of tracking their loans and also getting their loans right from the moment you sign up to seek a loan.

Is GGmoney loan app legit and registered by the CBN? Well the last time I checked through the cbn website for registered and approved loan apps or loan sites, GGmoney loan is not part of the approved loan apps which means GGmoney app is not legit. Because it's not legit, you need to be careful and use the loan app wisely simply because your information are with them and other things.

Does GGmoney loan app defame? Since they are not approved and registered by the CBN, it means they can do anything but they defame. They tend to defame you by sensjng messages and calling your contact list Incase you fail to pay up your loan or Incase you default in payment of loan. It means you may trybas much as possible to borrow small amount of money you need so that you can relay the loan on time if you have harassment.

Does GGmoney send messages to Whatsapp contacts? Yes they do, GGmoney will send messgss to friends, families, colleagues and employers if you default in making payments or late payment of loan.

Reasons why GGmoney is not legit and not approved or registered by the CBN:

1. 7 days loan offer: GGmoney loan app isn't registered or approved by CBN because it offers 7 days loan repayment plan. Any loan app that offers 7 days loan isn't a legit loan and thanks why you need to run for your lives. Don't be fooled, you may see over 60 days on the app homepage but when you register you then see 7days repayment plan for the loan.

2. No physical office: GGmoney loan app has no physically office. Not having an office where people can walk into for complain or issues shows the app isn't operating legit. A legitimate loan app must have a physical office if not offices and not run mainly online from home or diddne centers.

3. No licence: GGmoney isn't approved by CBN because it doesn't display then license of operation on the site or about us of the app. Apps like renmoney or Fairmoney do have their license of operation by the CBN on their boldly which makes us confirm the non approval and no app registration by the cbn

4. Calling of contacts: GGmoney also call your contacts and send messages to your whatsapp contacts if you don't repay your loans when due. It depends on the loan recovery agent but majority will post things like you borrowed money frlm ggmoney because you are with company's money and also on the run with it. It might be that you collected the loan due to health challenges but now you don't want to pay back.

5. Customer care: most times, the customer care services can be very poor. You might not have access to their customer care agent if you have any issues but keep calling you few days to your lona due date and if you call the number they won't pick it up and when they pick, they tell you they will fix the problem.

6. Auto debit or Deduction: Yes almost all the loan app do this either registered or not. GGmoney also deduct or auto debit you on or before the due date. Someone said she got a debit alert from GGmoney which was more than the money she owe, she called the customer care services but no one answered to the calls and I was just calm down and there's no one you can report to because the app is not registered or approved by the CBN.

If you don't want this type of issues to happen to you, what you can do is to change your debit card password or login details, change transaction pin or switch off card use so as to prevent your card for unnecessary auto debit and don't forget you granted them permission to auto debit your card when you register to seek the first loan.

7. Harassment: The harassment level for ggmoney is high. They will call you, insult you and send messages to your contacts list. Even if you pay part of the loan, ggmoney will still harass you big time and call you multiple times untill you pay up the loan. That's why it is good to borrow loan you can pay with ease without stress than borrowing what you won't be able to pay.

8. High interest rate: just like any other loan app, the interest rate is very high but if you think you can cope then take the loan and pay back on time within the stipulated loan peeiod of 7 days repayment if not the whole world will know what is happening betwem you and the loan app through calling of your friend, colleagues and relative or anyone on your phone contact list saved on their sytem.

In conclusion, all these put together shows GGmoney loan app isn't approved or registered by the CBN. It means you use the app at your own risk coupled with the fact that the interest rate is very high, almost double the amount you borrowed from the app.

Best loan apps in Nigeria according to users rating

Loan apps have flooded the play store and IOS for quite some times now and it's been a mix feeling of good ways to getting a fast loan online and also a stressed way of getting embarrassed with loans.

Some loan apps will give you fast loan with outrageous interest rate of almost half the loan you seek which isn't a good one. But people still have few ones that a good and recommended according to how people have been using this loan apps on mobile and few interesting things you need to know about this loan apps.

Some popular loan apps in Nigeria included Carbon, Branch, and FairMoney. However, the popularity and user experiences with these apps may change over time, so I recommend checking recent reviews or forums for the latest information on the best loan apps in Nigeria.

When choosing the best loan apps, consider the following factors:

1. Interest Rates: Compare interest rates among different apps. Look for transparent and reasonable rates.

2. Loan Terms: Check the repayment period and terms.Choose an app with flexible repayment options.

3. User Reviews: Read user reviews for insights on customer experiences. Pay attention to reviews on reliability and customer support.

4. Ease of Use: Opt for apps with user-friendly interfaces. A simple and intuitive application process is essential.

5. Speed of Approval: Consider apps with quick loan approval and disbursement. Some emergencies may require a fast response.

6. Security and Privacy: Ensure the app follows robust security measures. Check the privacy policy to protect your personal information.

7. Additional Features: Some apps offer financial education resources: Choose apps that align with your financial goals.

8. Collateral Requirements: Determine if the app requires collateral for loans. Collateral-free options can be more accessible.

9. Customer Support: Assess the quality of customer service. Good support can be crucial during any issues.

10. Reputation and Credibility: Check the reputation of the lending institution. Established and credible institutions often provide better services.

11. Hidden Fees: Read the terms and conditions to identify any hidden fees. Transparency in fees is crucial for financial planning.

12. Credit Reporting: Some apps report to credit bureaus, impacting your credit score. Choose apps that can positively contribute to your credit history.

Always carefully review the terms and conditions of any loan app before proceeding. It's advisable to explore multiple options and choose the one that aligns with your financial needs and preferences.

Below is a list of some popular loan apps in Nigeria recommended by users and according to user feedback.

1. Carbon Loan formerly pay later: Carbon loan app is a good loan app and widely used for quick loans according to users. It has positive reviews for its user-friendly interface. It offers competitive and low interest rates.

2. Branch: Branch loan is known for fast loan approvals if you have a good score. Offers financial education resources. It has positive reviews for transparent terms like fast disbursement.

3. Fair Money: Fair money is more than a loan company but now a microfinance bank. It provides loans without collateral for it's online users. It also offer quick application and approval process. Positive feedback for customer support is good and in high rating for Fairmont loan.

4. Renmoney: Just like fairmoney, renmoney is also a micro finance bank which offers personal and business loans. They are Known for flexible repayment options. They have positive reviews from it's users on playstore and other platform.

5. Palmcredit. This allows allows it users to build their credit scores. Palm credit is one of the oldest loan app that offer quick loan disbursement. They have positive feedback from their users for reliability.

6. Aella Credit: Aella offers loans to both individuals and businesses. I have many positive reviews for its mobile app. They are Known for reasonable interest rates and no calling of contact

7. KiaKia: This loan apps have a good user rating and it employs a chatbot for loan processing. It offers quick loan disbursement and have positive reviews for simplicity.

8. Lidya: Focuses on small and medium-sized businesses. Positive feedback for its credit scoring system. Offers business loans without collateral.

9. QuickCheck: This loan provides loans to individuals and small businesses. It has positive reviews for its easy application process and are known for transparent loan approval procedure.

10. Page Financials: This loan site do offers various loan products. Positive reviews for its customer service and are Known for simple and moderate interest rates.

11. Okash is also a good loan app suggested according to users rating and experience using this loan app. They offer fast loan approval process and where associated with Opay sometimes ago but later Opay announced separation from okash few weeks ago.

Remember that user preferences and experiences can vary, so it's essential to read recent reviews and consider your specific needs before choosing a loan app. Always review the terms and conditions carefully before proceeding with any financial service.

Privacy Policy for Gabrioss Blog

Last updated: January 22, 2024

This Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You.

We use Your Personal data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy. This Privacy Policy has been created with the help of the Privacy Policy Generator.

Interpretation and Definitions

Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of this Privacy Policy:

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Affiliate means an entity that controls, is controlled by or is under common control with a party, where "control" means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority.
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Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).
Website refers to Gabrios Blog, accessible from https://gabrioss.blogspot.com
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Types of Data Collected

Personal Data

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Usage Data

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Administered by: Us

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Business Transactions

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Other legal requirements

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